BEGIN:VCALENDAR VERSION:2.0 PRODID:-//ChamberMaster//Event Calendar 2.0//EN METHOD:PUBLISH X-PUBLISHED-TTL:P1H REFRESH-INTERVAL:P1H CALSCALE:GREGORIAN BEGIN:VTIMEZONE TZID:America/Los_Angeles BEGIN:DAYLIGHT RRULE:FREQ=YEARLY;BYMONTH=3;BYDAY=2SU DTSTART:20070101T000000 TZOFFSETFROM:-0800 TZOFFSETTO:-0700 TZNAME:Pacific Daylight Time END:DAYLIGHT BEGIN:STANDARD RRULE:FREQ=YEARLY;BYMONTH=11;BYDAY=1SU DTSTART:20070101T000000 TZOFFSETFROM:-0700 TZOFFSETTO:-0800 TZNAME:Pacific Standard Time END:STANDARD END:VTIMEZONE BEGIN:VEVENT DTSTART;TZID=America/Los_Angeles:20260604T100000 DTEND;TZID=America/Los_Angeles:20260604T113000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:Community Futures Workshop - Credit Counseling DESCRIPTION:Join us to explore the realities of credit and bust common myths. You'll learn the ins and outs of credit reports\, ratings\, and scores what they are\, how they're used\, and what you can do to manage or improve them.According to the latest Equifax Canada data (Q4 2025\, released in 2026)\, consumer debt in Canada continues to rise\, with non-mortgage debt increasing year over year as total household debt reached about $2.65 trillion. On an individual level\, the average non-mortgage consumer debt is now roughly $22\,000 per person in 2026\, up slightly from previous years. Meanwhile\, credit scores in Canada still range from 300 to 900\, but the national average has improved modestly to around 670 680\, placing most Canadians in the "good" credit category based on recent data from TransUnion and other industry sources.\n\nThis session will cover:How credit worksThe cost of borrowingUnderstanding credit reports and credit ratingsMyths vs. facts about creditTips to protect and rebuild your credit Learning Outcomes:By the end of the session\, participants will:Understand the impact of interest on loans and credit cardsLearn how to read and interpret credit reportsDiscover practical strategies to improve credit ratings\nPresenter:MANUEL OLGUINCommunity Futures EDP X-ALT-DESC;FMTTYPE=text/html:

Join us to explore the realities of credit and bust common myths. You&rsquo\;ll learn the ins and outs of credit reports\, ratings\, and scores&mdash\;what they are\, how they&rsquo\;re used\, and what you can do to manage or improve them.

According to the latest Equifax Canada data (Q4 2025\, released in 2026)\, consumer debt in Canada continues to rise\, with non-mortgage debt increasing year over year as total household debt reached about $2.65 trillion. On an individual level\, the average non-mortgage consumer debt is now roughly $22\,000 per person in 2026\, up slightly from previous years. Meanwhile\, credit scores in Canada still range from 300 to 900\, but the national average has improved modestly to around 670&ndash\;680\, placing most Canadians in the &ldquo\;good&rdquo\; credit category based on recent data from TransUnion and other industry sources.

This session will cover:

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Learning Outcomes:

By the end of the session\, participants will:


Presenter:

MANUEL OLGUIN

Community Futures EDP

LOCATION: UID:e.3551.1472794 SEQUENCE:3 DTSTAMP:20260525T035547Z URL:https://business.revelstokechamber.com/community-calendar/Details/community-futures-workshop-credit-counseling-1744874?sourceTypeId=Hub END:VEVENT END:VCALENDAR